What Our Legal Terms Actually Cover
Our terms govern everything from the moment you open your account through to each transaction you complete using DANA, OVO, GoPay or QRIS. We hold your account data under strict retention rules: transaction records are kept for a rolling 12-month window for dispute resolution, and personal
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identifiers are stored only as long as your account remains active. Access to certain features depends on local law in your region of Indonesia — we map your account status to current regulatory requirements automatically. If a feature is restricted in your area, your account dashboard
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will display a clear notice rather than a silent error. You may request a full copy of your stored data at any time by contacting our support team via live chat, available 07:00–23:00 WIB. Payments made through QRIS and bank transfer are logged separately under payment-processor
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sub-agreements, which we summarise in plain language in your account's transaction history tab.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.